Equifax helps PREVENT orders going through to the IRS that could ultimately be REJECTED DUE TO ERRORS. The 4506-T Tax Transcript Service from Equifax INCLUDES:

13-Point Quality Check: Equifax audits 100% of orders, on average, within 15 minutes using a 13-point QC to help prevent avoidable issues that would ultimately result in IRS rejections. We audit for:

  • Completeness
  • Legibility
  • IRS formatting requirements

Auto-Populated Form 4506-T: Let us complete the Form 4506-T for you based on your order details. Using our auto-populated form can help to dramatically reduce the number of rejections from both our up front quality check and from the IRS.

eSignature Capture: On your behalf, we can assist you in getting the Form 4506-T signed directly by your applicant. Using the eSignature Capture offering will not only allow you to focus on other tasks, but will also help improve your client experience, document submission rate, and signature turn times.

Fannie Mae Day 1 Certainty: The 4506-T Tax Transcript Service from Equifax enables participation in the Fannie Mae DU Validation Service for Day 1 Certainty.

Your #1 Resource for Day 1 Certainty™ [PDF]

Equifax Advantage

Our IRS Income Verification solution has provided unparalleled results for other mortgage lenders. For a lender submitting 20,000 4506-T forms, Equifax returned 1,500 forms for correction, helping the lender:

  • Save 6,000 in IRS re-submission fees
  • Cut additional costs associated with processing and administrative tasks
  • Avoid delays that could potentially slow the overall loan process and negatively impact the customer experience.

*Results may vary based on actual data and situation.
Equifax is a registered trademark of Equifax Inc. © 2017 Equifax Workforce Solutions, a/k/a TALX Corporation, a wholly owned subsidiary of Equifax Inc., Atlanta, Georgia. Day 1 Certainty and DU are registered trademarks of Fannie Mae. All rights reserved. 17-4124

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