We deliver Equifax’s full suite of robust products and solutions to more than 2,800 unique customers. This includes Equifax Credit Services, Commercial Information Services, Mortgage Services, IXI, and Workforce Solutions.
Managing an association is a full-time commitment for its board members. Let us develop, implement and manage efficient operations for your association.
Confluent Strategies empowers banks, credit unions and the consumer finance industry, helping them grow their deposits and loan portfolios, and educating them to meet compliance requirements.
Confluent Strategies helps real estate attorneys and mortgage lenders meet all obligations implemented by the Consumer Financial Protection Bureau.
Confluent Strategies works with brokers, credit unions and banks to identify existing and potential customers, and provide mortgage lenders with in-depth views of their borrowers' credit, capacity and collateral.
Confluent Strategies provides auto dealers and lenders with comprehensive insight about the automotive market and its consumers.
Confluent Strategies guides insurance companies to identify and target the right customers, providing policyholders with more accurate quotes and helping them manage risks.
Confluent Strategies provides solutions to mitigate risk, acquire new customers, maximize customer value and manage your workforce.
Verify identity of credit or service applicants instantly
The Work Number® ID is uniquely positioned to draw upon identities confirmed through previous identity-establishing processes to verify whether or not an applicant’s SSN and name match.
Business leaders typically don’t want to talk about dealing with applications that require identity verification. But savvy leaders face the challenge head on with superior resources like The Work Number ID utilizing data from The Work Number database. Unlike manual review tools, The Work Number ID is uniquely positioned to draw upon previously authenticated identities to verify whether or not an applicant-provided SSN and name match employer-reported data on The Work Number database.
Savvy leaders face the challenges of identity verification head on with superior resources like The Work Number ID, that utilizes data from The Work Number database.
Records on The Work Number database have gone through the employee on-boarding process where validation of identity is required and facilitated through the US Department of Homeland Security and Social Security Administration I-9 and E-Verify processes. Updated every time an employer submits payroll files, The Work Number can be used to confirm whether or not a consumer’s SSN and name match the name and SSN reported by an employer. Consumer permissible purpose under the Fair Credit Reporting Act (FCRA) is required to obtain The Work Number ID. An inquiry will be posted to the consumer’s Employment Data Report (EDR) when The Work Number ID is requested. Adverse action cannot be made against a consumer based on information provided from The Work Number ID.
A leading telecommunications provider used The Work Number ID in its Account Opening Process to verify the applicant-provided SSN and name against employment records on The Work Number database. This step has helped the company mitigate the costly expense of manual review when an identity match is available. Individual results may vary.
The Work Number can be used to confirm whether or not a consumer’s SSN and name match the name and SSN reported by an employer.
Enables you to quickly and confidently mitigate the expense of manual review
The Work Number — a database of employer-provided income and employment data that is refreshed with every payroll — facilitates real-time responses to requests to verify identity
More effectively manage credit applications in real time and help capture deals that might otherwise be lost