The Work Number® ID is uniquely positioned to draw upon identities confirmed through previous identity-establishing processes to verify whether or not an applicant’s SSN and name match.

• There are more than 150M unique identities, and growing, in The Work Number database.
• The Work Number ID utilizes data that has been previously validated during the employee onboarding process by contributing employers.
• The Work Number ID matches the applicant-provided SSN and name against data on The Work Number database as provided by employers.

Help Mitigate Costly Manual Reviews

Business leaders typically don’t want to talk about dealing with applications that require identity verification. But savvy leaders face the challenge head on with superior resources like The Work Number ID utilizing data from The Work Number database. Unlike manual review tools, The Work Number ID is uniquely positioned to draw upon previously authenticated identities to verify whether or not an applicant-provided SSN and name match employer-reported data on The Work Number database.

Savvy leaders face the challenges of identity verification head on with superior resources like The Work Number ID, that utilizes data from The Work Number database.

How It Works

Records on The Work Number database have gone through the employee on-boarding process where validation of identity is required and facilitated through the US Department of Homeland Security and Social Security Administration I-9 and E-Verify processes. Updated every time an employer submits payroll files, The Work Number can be used to confirm whether or not a consumer’s SSN and name match the name and SSN reported by an employer. Consumer permissible purpose under the Fair Credit Reporting Act (FCRA) is required to obtain The Work Number ID. An inquiry will be posted to the consumer’s Employment Data Report (EDR) when The Work Number ID is requested. Adverse action cannot be made against a consumer based on information provided from The Work Number ID.

Equifax Work Number ID [PDF]

The Proof

A leading telecommunications provider used The Work Number ID in its Account Opening Process to verify the applicant-provided SSN and name against employment records on The Work Number database. This step has helped the company mitigate the costly expense of manual review when an identity match is available. Individual results may vary.

The Work Number can be used to confirm whether or not a consumer’s SSN and name match the name and SSN reported by an employer.

KEY BENEFITS

Enables you to quickly and confidently mitigate the expense of manual review

The Work Number — a database of employer-provided income and employment data that is refreshed with every payroll — facilitates real-time responses to requests to verify identity

More effectively manage credit applications in real time and help capture deals that might otherwise be lost