We deliver Equifax’s full suite of robust products and solutions to more than 2,800 unique customers. This includes Equifax Credit Services, Commercial Information Services, Mortgage Services, IXI, and Workforce Solutions.
Managing an association is a full-time commitment for its board members. Let us develop, implement and manage efficient operations for your association.
Confluent Strategies empowers banks, credit unions and the consumer finance industry, helping them grow their deposits and loan portfolios, and educating them to meet compliance requirements.
Confluent Strategies helps real estate attorneys and mortgage lenders meet all obligations implemented by the Consumer Financial Protection Bureau.
Confluent Strategies works with brokers, credit unions and banks to identify existing and potential customers, and provide mortgage lenders with in-depth views of their borrowers' credit, capacity and collateral.
Confluent Strategies provides auto dealers and lenders with comprehensive insight about the automotive market and its consumers.
Confluent Strategies guides insurance companies to identify and target the right customers, providing policyholders with more accurate quotes and helping them manage risks.
Confluent Strategies provides solutions to mitigate risk, acquire new customers, maximize customer value and manage your workforce.
Meet your federal consumer disclosure requirements
We bring customized solutions to market for any type of disclosure need you may have. Whether it is delivery of federally required consumer disclosures, welcome letters or internal customer notifications, we can assist with a holistic solution to fit your company's needs.
If solutions aren't already in place or your system can't manage your disclosure needs, Confluent Strategies will help you outsource tasks and free up internal resources, while shifting the fulfillment burden and accountability to a third party. We provide everything needed to get critical disclosures into the hands of your customers, including printing, sorting and mailing.
As a professional organization, your objective is to develop financial specialists with industry knowledge and high revenue/risk skill–not office workers who fold-and-stuff for a living. Our Disclosure Fulfillment solution allows you to maintain tight compliance as regulation continues, without increasing staff to meet your obligation.
What’s more: you’re now capable of developing additional skill and efficiency with your workforce, instead of repetitive task skill. Progress is perfection.
Our environment is platform-agnostic, meaning that regardless of your core processing system or loan origination platform, we play nice. In basic terms, if your system generates a text file or character-delimited output, we can consume that file and process it to a successful mail merge. Whether you prefer to serve your file on an automated schedule to an sFTP or transmit using a proprietary system web service, we have the flexibility to receive your consumer recipient information and align it to the appropriate notice(s).
Regulatory disclosures must be timely and relevant, and your compliance is measured not only in content but in context. Our Disclosure Fulfillment solution is nimble–which allows us to both pivot and sprint. Our clients typically enjoy a mail-drop SLA of 48 hours and most end-customers will see your notice within a week of when you transmit your data file to us.
Your customer is more than just a number, and so are you. As an organization focused on delivering the best possible experience in an affordable package, you may have unique requirements or constraints. We can design a custom fit for your process, without the premium markup that comes from custom sizing.