Disclosure Fulfillment Services

Meet your federal consumer disclosure requirements

We can help!

Consumer disclosures

We offer comprehensive solutions for any disclosure need you may have. Whether it is delivering federally required consumer disclosures, welcome letters, or internal customer notifications, our Disclosure Fulfillment team brings customized solutions to fit your company’s needs.

When you outsource your fulfillment burden to the Disclosure Fulfillment team at Confluent Strategies, we handle everything, including:

  • Timely Fulfillment: We’ll handle the printing, sorting, and mailing of your disclosures, delivering to your customer’s mailbox in days, not weeks.
  • Compliance: We’ll assume accountability for maintaining tight regulatory compliance.

How our automated Disclosure Fulfillment process works:

  • Define your regulatory compliance language and branded art and share on a common format (.doc, .pdf, .indd, .rtf) that we retain.
  • Pass consumer recipient data over Secure File Transfer Protocol (sFTP) or serve to a downloadable XML web service.
  • Production of your notices begins as soon as we receive your files, with a typical mail-drop SLA of 48 hours.
  • Receive on-demand mail reporting as a defense of your regulatory compliance during external audits and examinations.

Compatible platforms

Our environment is platform-agnostic, meaning that regardless of your core processing system or loan origination platform, it will work with ours! 

For example, if your system generates a text file or character-delimited output, we can consume that file and process it to a successful mail merge. 

Whether you prefer to serve your file on an automated schedule to an sFTP or transmit using a proprietary system web service, we have the flexibility to receive your consumer recipient information and align it to the appropriate notice(s).

Our unique perspective and position

As a business in the credit industry, we understand the critical nature of regulatory compliance. Whether you’re providing your privacy policy, an adverse action notice, or a simple welcome letter, we know that your content and composition must tick the checkboxes for branding, operations, lending, and compliance. Our understanding of your unique needs and expectations allows us to deliver a better result in less time.

Affordable, custom fit packages

We are focused on delivering you the best possible experience at a price point that makes sense for your organization. We can design a custom process for your organization without the premium markup.

Reach out to us today for more information!