Maximize efficiency. Catch Fraud. Improve the Customer Experience.

Anticipating fraud requires a multidimensional approach.

As fraud continues to rise, the stakes are only getting higher.

In today’s rapidly changing fraud landscape, businesses continue to struggle with the ingenuity and creativity of criminals who find new ways to commit fraud.

  • New account (NAO) fraud is up 200%*
  • Account takeover (ATO) fraud is up 300%*
  • Payments fraud is at a record high for the third straight year

*2018 Aite Analyst Reports

The Federal Trade Commission received more than 2.1 million fraud reports from consumers in 2020, according to newly released data, with imposter scams remaining the most common type of fraud reported to the agency.

FTC Press Release – February 2, 2021

A single, smarter solution for fighting fraud

Luminate by Equifax is a cloud-based solution that integrates rich data sources and harnesses the power of artificial intelligence to uncover the latest fraud trends with extreme accuracy. With big data intelligence and decisioning orchestration, Luminate produces actionable alerts designed to reduce false positives and assist with detecting fraudulent activity more quickly.

Luminate provides a holistic view of fraud risk, and correlates across a growing number of channels.