Resources

The intel you need to make confident business decisions.

Fine-tune your commercial marketing with B2bConnect!

B2bConnect™ from Equifax can help you target the right businesses and buyers with the B2B account data you need to prospect, segment, and retain key consumers. Sort through the chaos of your data to bring clarity to your records in real time, equipping you to make data-driven decisions. This expansive database can also be used for business […]

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Use Equifax’s IXI data to meet your CRA/MMCT/Fair Lending goals.

Recent legislative changes have resulted in many banks scrambling to adhere to new lending guidelines. COMMUNITY REINVESTMENT ACT (CRA)In March 2020, The Federal Reserve Board, the FDIC, and the Office of the Comptroller of the Currency issued a joint statement encouraging financial institutions to work with customers and communities adversely affected by COVID-19, particularly those who are low- and moderate-income. Read […]

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Better understand consumer behaviors with IXI™ data solutions.

The IXI™ Network is an exclusive group of more than 95 leading U.S. financial institutions. Using network data, Equifax directly measures anonymous U.S. consumer assets and investments—about $27 trillion, which is more than 45% of all U.S. consumer invested assets. We help marketers gain a more complete picture of households’ financial and economic positions by collecting […]

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Timely live check offers help meet consumers’ needs + increase loyalty

Summer is around the corner, and many of your consumers will take on additional expenses like vacations, home landscaping projects, wedding trips, and graduation gifts. Help them put extra money in their wallets with a preapproved live check. Prescreen by Equifax will deliver valuable, preapproved consumer prospects tailored to your credit profile criteria and help you […]

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Satisfy consumers, grow your portfolio with a summer auto refinance campaign

With longer days and warmer temps quickly approaching, many consumers are looking to get away for some R+R. Now’s a great time to extend auto refinance offers to new and existing consumers who could benefit from having extra cash for summer vacations, graduation gifts, seasonal home projects, and more. Leverage an Equifax Prescreen with TargetPoint Triggers to […]

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Medical collection debt change on the horizon

Equifax, Experian, and TransUnion have announced significant changes to medical collection debt reporting to support consumers faced with unexpected medical bills. Here are the changes that will be effective July 1, 2022:  Paid medical collection debt will no longer be included on consumer credit reports; The time period before unpaid medical collection debt will appear […]

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Fight fraud effectively without disrupting the consumer experience.

As technology improves, so does the savviness of fraudsters. But you don’t have to fall victim; Equifax’s multilayered approach to fraud helps you stay a step ahead, without overburdening your consumers. This balancing act is a challenge, but it’s vital to the success of your business. So how can you enhance your authentication processes without […]

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How many business owners are hiding in your consumer base?

Many small businesses are formed by individuals who fund them using traditional consumer credit resources. That’s where the potential for cross-selling commercial services exists. With Equifax EFX Link™, you can identity which of your consumers are linked to small businesses. This powerful solution uses sophisticated data-linking technology to connect data from Equifax’s small-business databases and […]

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Boomers to Gen Z: Get to know their financial styles

Do you still write checks? How about visiting ATMs? Do you rely on cashless technologies such as Apple Pay and Venmo? Your answers to these questions depend mostly on your age, and the same goes for your consumers. One size does not fit all when it comes to meeting consumers’ financial needs. As technology continues […]

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Are you monitoring for undisclosed debt throughout your loan closing process?

Source: Equifax Undisclosed debt is an industry issue that can disrupt mortgage closings, overload underwriting staff, and dampen the borrower’s experience. With Undisclosed Debt Monitoring (UDM) from Equifax, you can reduce mortgage fraud and risk while improving your lending process and consumer satisfaction. UDM continuously monitors the loan files in your mortgage pipeline for new tradelines and other changes […]

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