Qualify borrowers faster with upfront income insights

What if you could assess income and employment confidence earlier in the mortgage process—without adding friction for borrowers?

Income Qualify helps lenders strengthen prequalification and pre-approval decisions by delivering upfront income and employment insights alongside the Equifax mortgage credit report—at no extra cost!

Powered by The Work Number, Income Qualify gives you greater confidence in stated income and debt-to-income (DTI) earlier so you can move faster and plan workflows more efficiently.

With Income Qualify, you can:

• Gain earlier confidence in DTI using employer-reported income data
• Prequalify or pre-approve faster with upfront employment insights
• Reduce employer name mismatches and improve data consistency
• Better assess employment stability and prior-year income
• Deliver a smoother, more seamless borrower experience

Let’s connect to discuss how you can improve decisioning earlier in the loan life cycle.