We deliver Equifax’s full suite of robust products and solutions to more than 2,800 unique customers. This includes Equifax Credit Services, Commercial Information Services, Mortgage Services, IXI, and Workforce Solutions.
We are well-versed on the latest guidelines from the American Land Title Association (ALTA) and provide ALTA Best Practices certification for real estate closing agents.
Is your staff FCRA compliant? Meet your FCRA compliance training obligations with our role-specific training and certification program. Learn about federal requirements and new guidelines so you can stay current with the industry.
Managing an association is a full-time commitment for its board members. Let us develop, implement and manage efficient operations for your association.
Confluent Strategies empowers banks, credit unions and the consumer finance industry, helping them grow their deposits and loan portfolios, and educating them to meet compliance requirements.
Confluent Strategies helps real estate attorneys and mortgage lenders meet all obligations implemented by the Consumer Financial Protection Bureau.
Confluent Strategies works with brokers, credit unions and banks to identify existing and potential customers, and provide mortgage lenders with in-depth views of their borrowers' credit, capacity and collateral.
Confluent Strategies provides auto dealers and lenders with comprehensive insight about the automotive market and its consumers.
Confluent Strategies guides insurance companies to identify and target the right customers, providing policyholders with more accurate quotes and helping them manage risks.
Confluent Strategies provides solutions to mitigate risk, acquire new customers, maximize customer value and manage your workforce.
We support your office opperations and make sure you stay certifiedLEARN MORE
We can design and deliver customized solutions centered around consumer, mortgage and commercial decisioning, marketing, regulatory employee training and education, CFPB compliance, association management and back office operations.LEARN MORE
We offer credit solutions, compliance assistance and FCRA certification — as well as back office solutions for the financial services, legal, mortgage, auto, insurance and utilities/communications industries.LEARN MORE
For almost 70 years we have been a trusted business partner for our clients, forging strong partnerships over the decades. We deliver a professional business acumen with a personal touch that has helped us evolve and build a solid reputation in the industry.
We don’t just offer data to our customers, we offer market-leading insights and consultative services that you can leverage into a strong competitive advantage.
We are committed to helping you make insight-driven decisions that evolve and grow your business, and allow your customers to succeed. Our commitment to tailor the solution to your needs is ingrained in our sales, our operations and our culture.
Equifax powers the financial future of individuals and organizations around the world. With the combined strength of unique trusted data, technology and innovative analytics, Equifax is a leading provider of insights and knowledge that helps its customers make informed decisions.
We provide our customers with insights, counsel, guidance and a measurable ROI. We advise you through the entire lifecycle of your project, from training to communications.
As of April 2016, Memphis Consumer Credit Association is changing its name to Confluent Strategies. After 67 years of being a proud member of the community, as your neighbors and your trusted business partner, we believe our new name better reflects our growth and increased breadth of services to you.
Confluent Strategies might be a different name, but we will continue to offer the same exceptional level of service and attention to detail you count on to run your business. We look forward to growing, strengthening our relationship and continuing to provide you with exceptional credit related and business management solutions.