Leverage AI technology for better lending in the credit union space.

Current economic conditions are creating uncertainty for many. However, the credit environment remains healthy and presents massive opportunities for lenders. While there is opportunity for growth, it’s not without risks.

That’s why Equifax has teamed up with Zest AI to offer an additional scoring solution to help you say “yes” to more members—confidently and efficiently. Other credit unions using Zest AI models are approving an average of 20% more member applications.*

Don’t miss what 5Point Credit Union has to say in this webinar about its experience with Zest AI.

You can now combine the power and breadth of Equifax data with an AI-driven, custom model from Zest AI to score and approve more members. Even better, you’ll receive the Zest scoring information with your Equifax credit report!

Benefits of pairing Equifax + Zest AI
  • brings explainable, AI-driven underwriting within reach
  • can approve 20% more member applications, on average*
  • promotes financial inclusion and better supports underserved populations
  • reduces potential charge-offs by considering additional data points in underwriting
  • generates regulatory documentation for model risk management (MRM) and fair lending
  • Allows further augmentation of models with alternative data (e.g., telecom and utility)—coming soon!
Use cases
  • credit card originations
  • personal loan originations
  • auto loan originations

We can work with you to define your specific needs and goals and develop a customized proof of concept for your credit union

*based on Zest AI historical data analysis with credit union clients