Resources

Today’s economy is creating a wider divide between consumers who are thriving financially and those facing increasing pressure. For financial institutions seeking deposit growth and long-term customer value, identifying and engaging wealthier households, HENRYs (High Earners, Not Rich Yet), and young affluent consumers has become a strategic imperative. The challenge is knowing where to find […]

Get ready to level up your account opening strategies! Equifax has expanded its partnership with MeridianLink and is rolling out powerful new solutions inside your LOS. Check out the game-changing solutions that are now live* in your system:

In today’s economy, commercial lending presents both opportunity and uncertainty—whether you’re actively managing a portfolio or building a new program from the ground up. No matter the size or stage of your commercial strategy, success depends on your ability to monitor performance, identify changes, and respond with confidence. A well-defined approach to commercial account management […]

A faster path to a more predictive score Choosing the right credit score is critical to both growth and risk management, but traditional validation methods can be time-consuming and expensive. Score Validator from Equifax provides rapid, cost-effective access to score performance data and helps you validate, compare, and confidently migrate to a more predictive model. With […]

We offer comprehensive solutions for all your disclosure needs. Whether it is delivering federally required disclosures, welcome letters, or other notifications, our Disclosure Fulfillment team brings customized solutions to fit any company’s needs—saving you time, money, and valuable labor resources. Common disclosure requirements We’ll handle the printing, sorting, and mailing of regulatory disclosures and other […]

When was the last time you updated your portfolio data? Do you know which of your consumers might be facing financial stress? In today’s fast-changing market, keeping portfolio data current is more important than ever. An Equifax Portfolio Review helps you proactively manage portfolio performance while minimizing risk. If you’re already reviewing annually, consider increasing to biannually or […]

Discover real opportunity in a fast‑changing small business landscape With more than 5 million new business applications filed annually, the SMB market is moving faster than most databases can keep up with. In fact, roughly 25% of B2B marketing data decays every year due to closures or entity changes. If you’re using static lists, you’re […]

The end of the “average” consumer For years, lenders have relied on averaged indicators to guide growth and risk strategies. But the latest Equifax Market Pulse Index reinforces a critical shift: the “average” consumer is disappearing. Today’s economy is increasingly polarized, with consumers moving decisively toward opposite ends of the financial spectrum. That makes one-size-fits-all […]

Many small businesses are started by individuals and often funded using personal credit before commercial financing ever comes into play. That means some of your consumers might also be business owners, even if they don’t yet have a commercial relationship with your institution. Equifax Link™ helps you identify those connections by securely linking consumer and small […]

Fraud can’t be ignored, but your business can stay ahead with Digital Identity Trust from Equifax. Protecting your business and consumers is simpler with Digital Identity Trust, which works within your existing system, offering APIs, batch processing, and more. Let’s talk about putting trust back in identity verification.