Equifax Sales Agent
Proactively identify at-risk customers
Sometimes lenders are the last to know when their customers are facing financial hardship. In light of the current economic climate, we strongly recommend gaining a comprehensive view into the credit profile of your customers with a Customer Portfolio Review℠ (CPR) so that you’re proactively minimizing risk exposure.
A Customer Portfolio Review℠ delivers the power to proactively screen the accounts in your portfolio against customized criteria. These deeper customer behavior insights help you make informed decisions so that you can keep your portfolio’s profitability in focus.
Take it a step further:
- Gauge a consumer’s financial resiliency by adding the FICO Resiliency Index (FRI) to your CPR at no cost if you already receive FICO scores.
- Protect against the immediate, long-term, or surprise risk of bankruptcy by utilizing the Bankruptcy Navigator Index (BNI), which provides an added layer of protection beyond the traditional risk scores.
Consider investing any unused 2020 dollars in an in-depth Customer Portfolio Review℠ to take a proactive stand on your portfolio’s performance while minimizing the impact of high-risk accounts.
Contact your Equifax Sales Agent now to put your remaining 2020 dollars to work to protect your portfolio in 2021.