Let’s find the ideal frequency of your Account Reviews. Now more than ever, frequent Account Reviews are critically important to your business. As the economy continues to rebound, I can help you understand your changing consumer risk, leverage seasonal opportunities, and equip you to take action. Do you wonder… Who will be able to pay their commitments […]
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Resources tagged "Consumer Finance"
Align your holiday campaigns with shoppers’ early schedules. This year, many Americans will be looking to make up for the “missed” holidays of 2020, and to account for perceived supply-chain issues, shoppers will start early. Last year, 70% of shoppers planned to shop early to avoid crowds and out-of-stock items, according to Google product marketing manager Erin […]
As more transactions move into the digital space, you’re likely challenged with detecting increasingly prevalent identity theft and more sophisticated application fraud. FraudIQ® Identity Scan Alerts are an excellent first line of defense, helping you identify both true name and synthetic identity fraud, which can assist in reducing charge-offs and other losses. Identity Scan Alerts help identify potential […]
Better marketing is powered by better data Want to know which online audiences you should be reaching this upcoming holiday season? Our Digital Targeting Segments can help you deliver your holiday promotions to the right audiences. Use our Digital Targeting Segments to reach the right online audiences just in time for high-potential shoppers to spend their cash. […]
As you strategically plan and budget for 2022, we’d like to remind you that Equifax provides a wide range of solutions and capabilities beyond our traditional credit reports. If your strategic plan for 2022 includes priorities in technology, fraud prevention, online banking, risk management, new account acquisition, and/or process automation, consider how Equifax’s robust suite […]
Empower your consumers with FICO® Scores. If you’re striving to build loyalty, trust, and growth through greater credit score transparency, FICO® Score Open Access can help you strengthen consumer relationships and increase profitability. FICO Score Open Access empowers you to share the FICO® Scores you already use for account risk management decisions with your consumers […]
We understand that as a credit card issuer, you’re facing a variety of challenges: increasing acquisition and retention costs, growing competition from alternative lenders, and navigating economic uncertainty — just to name a few. Grow your existing card accounts and expand your portfolio with Insight Score for Credit Cards — the industry-specific credit risk score that helps […]
In a time of uncertainty, lenders face increased challenges on two fronts: many of your customers will be hit by life-altering events that increase their risk, while more prime customers will be targeted by your competitors. Smart Alerts from Equifax provides the near real-time updates and up-to-date customer data you need to effectively assess risks […]
First things first: Let’s explain IXI. What are the IXI Network and IXI data? Through the exclusive IXI network of more than 95 leading financial institutions, we directly measure about $20 trillion in anonymous U.S. consumer assets and investments, representing over 45 percent of all U.S. consumer invested assets. Banks, brokerages, insurance companies, and direct-marketed […]
We recognize that internal compliance requirements can complicate your efforts when planning your investment and deposit gathering campaigns. You must be sure that the data you are using to identify high-asset and high-income consumers is both highly-targeted and compliant. To assist you in your efforts, Equifax makes it easier for you to use our market-leading […]