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Resources tagged "Consumer Finance"

Enhance your acquisition of new deposit accounts AND stay compliant

We recognize that internal compliance requirements can complicate your efforts when planning your investment and deposit gathering campaigns. You must be sure that the data you are using to identify high-asset and high-income consumers is both highly-targeted and compliant. To assist you in your efforts, Equifax makes it easier for you to use our market-leading […]

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Proactively identify at-risk customers

Sometimes lenders are the last to know when their customers are facing financial hardship. In light of the current economic climate, we strongly recommend gaining a comprehensive view into the credit profile of your customers with a Customer Portfolio Review℠ (CPR) so that you’re proactively minimizing risk exposure. A Customer Portfolio Review℠ delivers the power to proactively screen the accounts […]

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Looking for a price-competitive option for credit scoring?

Here is a basic summary of the credit scoring models available to date. Our industry and market experts can help you evaluate the best scoring model for your business to ensure you’re receiving a fast, reliable, and objective measure of credit risk.  FICO® Score Models FICO solutions can empower you to make smarter, personalized decisions, […]

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Data-driven Marketing: 4 Reasons to Leverage Data-driven Marketing

Leverage our expertise with Equifax’s unique household economic data, innovative analytics, and technology to grow relationships with the right consumers and deliver great consumer experiences. While you have access to great data, we understand that it may be difficult to make that data usable to drive marketing campaign strategies, identify top prospects, connect with consumers […]

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Portfolio Monitoring Solutions: Maintain and grow the right customers

I understand that you are likely under pressure to not only maintain your current portfolio, but also aggressively grow it in the new year.  That can be hard to do if you don’t have the highly detailed customer-level information you need to identify customers for your marketing efforts.  That’s something I can help you navigate. By […]

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Meet your 2021 growth goals by focusing on your most promising prospects

Many of our partners are looking to significantly strengthen their up-sell, cross-sell, and customer engagement strategies in 2021. If you too are looking to expand your portfolio, increase acquisition, and maximize your marketing results, I recommend including Prescreens from Equifax in your marketing strategy. Prescreens cut through the vast universe of consumers to help you identify prospects […]

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Help stop delinquencies before they occur

Accommodations provided by the CARES Act are coming to an end, the U.S. is down 8 million jobs (AC Cutts & Associates), and average wage income is down 22% since March (Equifax, 2020).  With the added recent furloughs and layoffs, it’s clear that increasing the frequency and depth of account review is imperative to ensure […]

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Explore a price-competitive credit scoring option without compromising quality

Many of our partners are now researching price-competitive credit scoring options for their business. Price increases, score fluctuations, and the ability to score thin credit files have creditors searching for an alternate credit score. If you, too, are considering a change, I recommend you consider VantageScorefrom Equifax. VantageScore is a predictive scoring model that leverages national […]

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CS Industry Insights for November

Understanding consumer financial durability The coronavirus pandemic has impacted numerous U.S. households—but in different ways. Financial Durability helps marketers understand the financial capacity of households more holistically, beyond income and credit score. FICO study finds most banks lack digital identity verification During COVID-19 more consumers than ever are using online banking. Yet, a new survey […]

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Lend with confidence with consumer-permissioned utility and telco data

Bring more consumers into view Start ahead with consumer-permissioned utility and telco data. To close this gap, you need a broader view of consumers. Consumer-permissioned utility and telco data from Equifax allows you access to payment histories from over 6,000 electric, natural gas, water, waste, cable, telecom, and internet providers.  Utility data has the power to […]

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