Resources

Resources tagged "Banks"

Strike the right balance between consumer experience and security.

Separate fact from friction! In the time it takes you to read this sentence, your consumers could be prequalified for a loan by simply entering their ZIP and last-four SSN and be fully authenticated at the same time.  InstaTouch ID uses Equifax and mobile carrier data to instantly validate your consumers’ identities. Then, it autofills form […]

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Get exclusive discounts on Equifax personal credit monitoring.

Save up to 96% off retail prices! Most people like to start the new year on a proactive note. What better way to empower your consumers and employees to take charge of their financial well-being than by offering them personal credit monitoring at a price that suits your budget and theirs! When you purchase proactive* Equifax […]

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Implement an open-all strategy + grow wallet share with alternative data

Reimagine your DDA acquisition strategy! It’s time to think differently about DDA acquisition: Use Equifax’s Insight Score for Retail Banking (ISRB) to match undiscovered consumers to the appropriate account types at your bank. Otherwise, you’re leaving money on the table.  Unless you’re leveraging alternative data to assess DDA risk, you’re not getting the full picture of your […]

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Prequalification sparks consumer-driven engagement, increases acceptance rates

Minimize credit rejection + win consumers. Many consumers shy away from applying for loans or bank cards for fear of being turned down or taking a hit to their credit scores. With Equifax’s Prequalification of One, you can market offers online and allow consumers to determine their eligibility before submitting an application. No hard inquiries involved! Prequalification […]

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Brush up your credit knowledge, increase your value to consumers

Our credit training is here! At Confluent Strategies, our mission is to help you understand your consumer data and use proven Equifax solutions to help you and your consumers win. When you partner with us, you’ll receive credit education to reinforce our holistic approach to our partnership and your business.  Our Credit Training Series includes […]

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The new year is the perfect time for a Business Review.

Start the new year with a plan. Believe it or not, January 1 is almost here! Now’s the time to review your business plan and make sure you’re using data-informed strategies to meet your goals and stay on budget. When you schedule a comprehensive Business Review with us, we will: audit your overall business, current […]

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We can simplify mandatory regulatory compliance.

A refresher: What is OFAC? The Office of Foreign Affairs Assets Control (OFAC) is a financial intelligence and enforcement agency within the U.S. Department of Treasury that administers and enforces economic and trade sanctions to support U.S. national security and foreign policy objectives. To that end, OFAC publishes lists of sanctioned countries, regimes, companies, groups, and individuals. […]

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Are you confident in your AML and KYC programs?

Avoid costly fines and a damaged reputation In today’s volatile marketplace, organizations face many challenges—including the need to comply with various regulations while attempting to better assess account risk and minimize exposure and losses. Enlist Confluent Strategies and Equifax to help you build out stronger Know Your Customer (KYC) and Anti-Money Laundering (AML) programs. We […]

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You might be breaking the law without knowing it.

Standard credit report vs. employment report The credit report you pull to make lending decisions is not the same as the report you run for employment purposes. If you’re using them interchangeably, then you are not adhering to FCRA requirements. When obtaining a consumer report for employment purposes, you must: notify the individual in writing that you […]

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Leverage differentiated data to open new DDA accounts.

One strike doesn’t mean they’re out. The underserved market likely includes people you know.A passed-over consumer might be a friend who bounced a check one time or a neighbor who pays cash for everything. Equifax Insight Score for Retail Banking (ISRB) enables you to capture expanded opportunities with confidence by providing more comprehensive views of […]

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