It’s time to give VantageScore a try!

We are well into the 21st century, but does your scoring model reflect the economic realities of 2022?

The financial landscape and consumer behaviors have changed greatly since the release of VantageScore® in 2006, and that’s why it was created it to evolve over time. In its fourth iteration, this tri-bureau credit scoring model includes 37 million more consumers, allowing for greater financial inclusion.

VantageScore 4.0 stands out:

  • Affordability 
  • Helps lenders reach underserved consumers
  • Incorporates trended data, machine learning, and a refreshed data set
  • Predictive performance increase across all credit industries

As you might know, VantageScore and competing models share the same range (300 to 850), and they all factor in spending and borrowing history. The delineation comes with VantageScore’s ability to reach more of today’s consumers—and at a price that’s unmatched.