Using alternative data isn’t just a suggestion anymore.

It’s becoming imperative.

What’s in it for you?

With alternative data, you can gain visibility into the 76.1M consumers who have thin or no traditional credit files. Core credit data alone is no longer enough to compete, and I’m here to help you move beyond a one-dimensional credit view.

Alternative data is FCRA-compliant information not included in traditional credit—which could score up to 32% of previously unscorable consumers, according to Equifax’s 2023 Access to Credit and Alternative Data Report.

Examples of alternative data include:

Traditional credit reports remain a strong indicator of credit history and past financial reliability, but alternative data can responsibly expand access to credit and support a more inclusive economy.

What’s more: Alternative data can provide a broader view of consumer behavior to help you make better decisions.