Resources

Resources tagged "Credit Services"

Boomers to Gen Z: Get to know their financial styles

Do you still write checks? How about visiting ATMs? Do you rely on cashless technologies such as Apple Pay and Venmo? Your answers to these questions depend mostly on your age, and the same goes for your consumers. One size does not fit all when it comes to meeting consumers’ financial needs. As technology continues […]

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It’s time to give VantageScore a try!

We are well into the 21st century, but does your scoring model reflect the economic realities of 2022? The financial landscape and consumer behaviors have changed greatly since the release of VantageScore® in 2006, and that’s why it was created it to evolve over time. In its fourth iteration, this tri-bureau credit scoring model includes […]

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Widen your scope with OneView’s alternative data.

A sure way to become more financially inclusive is to access alternative data. And we have good news: Equifax’s OneView™ credit report now includes alternative data from DataX and The Work Number® to help you reach creditworthy consumers with thin credit files. This data not only helps consumers but can also help your business with fraud prevention, credit risk assessment, […]

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Implement an open-all strategy + grow wallet share with alternative data

Reimagine your DDA acquisition strategy! It’s time to think differently about DDA acquisition: Use Equifax’s Insight Score for Retail Banking (ISRB) to match undiscovered consumers to the appropriate account types at your bank. Otherwise, you’re leaving money on the table.  Unless you’re leveraging alternative data to assess DDA risk, you’re not getting the full picture of your […]

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Prequalification sparks consumer-driven engagement, increases acceptance rates

Minimize credit rejection + win consumers. Many consumers shy away from applying for loans or bank cards for fear of being turned down or taking a hit to their credit scores. With Equifax’s Prequalification of One, you can market offers online and allow consumers to determine their eligibility before submitting an application. No hard inquiries involved! Prequalification […]

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Brush up your credit knowledge, increase your value to consumers

Our credit training is here! At Confluent Strategies, our mission is to help you understand your consumer data and use proven Equifax solutions to help you and your consumers win. When you partner with us, you’ll receive credit education to reinforce our holistic approach to our partnership and your business.  Our Credit Training Series includes […]

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We can simplify mandatory regulatory compliance.

A refresher: What is OFAC? The Office of Foreign Affairs Assets Control (OFAC) is a financial intelligence and enforcement agency within the U.S. Department of Treasury that administers and enforces economic and trade sanctions to support U.S. national security and foreign policy objectives. To that end, OFAC publishes lists of sanctioned countries, regimes, companies, groups, and individuals. […]

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Leverage differentiated data to open new DDA accounts.

One strike doesn’t mean they’re out. The underserved market likely includes people you know.A passed-over consumer might be a friend who bounced a check one time or a neighbor who pays cash for everything. Equifax Insight Score for Retail Banking (ISRB) enables you to capture expanded opportunities with confidence by providing more comprehensive views of […]

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Reward employees, engage consumers with proactive credit monitoring.

Big impact. Big savings. Take advantage of our personal credit monitoring discount. Equifax personal credit monitoring offers peace of mind. You can offer proactive* personal credit monitoring to a targeted consumer segment or your employees at a discounted rate when you purchase the activation codes from us. Choose the plan that’s right for you! Equifax Credit Watch™ Gold […]

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The new year will be here before you know it!

As you strategically plan and budget for 2022, we’d like to remind you that Equifax provides a wide range of solutions and capabilities beyond our traditional credit reports. If your strategic plan for 2022 includes priorities in technology, fraud prevention, online banking, risk management, new account acquisition, and/or process automation, consider how Equifax’s robust suite […]

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