Resources

In today’s economy, commercial lending presents both opportunity and uncertainty—whether you’re actively managing a portfolio or building a new program from the ground up. No matter the size or stage of your commercial strategy, success depends on your ability to monitor performance, identify changes, and respond with confidence. A well-defined approach to commercial account management […]

Discover real opportunity in a fast‑changing small business landscape With more than 5 million new business applications filed annually, the SMB market is moving faster than most databases can keep up with. In fact, roughly 25% of B2B marketing data decays every year due to closures or entity changes. If you’re using static lists, you’re […]

Many small businesses are started by individuals and often funded using personal credit before commercial financing ever comes into play. That means some of your consumers might also be business owners, even if they don’t yet have a commercial relationship with your institution. Equifax Link™ helps you identify those connections by securely linking consumer and small […]

Determining small-business risk goes beyond assessing a company’s credit history—often you also need data on its key backers. A supplement to the Equifax business report, the Business Principal Report (BPR) provides consumer credit information on the business principal, owner, or personal guarantor to give you deeper insight into commercial risk. The BPR is especially helpful […]

A new year reminder: Equifax delivers far more than credit data. Through Confluent Strategies, you have access to an exclusive suite of data and analytics solutions designed to help you make smarter decisions, spot opportunities sooner, and measure what’s working—clearly and confidently. Whether your goals this year include growth, efficiency, or greater consumer engagement, Equifax insights […]

We haven’t quite reached Q4, but now’s the time when many businesses begin discussing next year’s budgets. As you plan for 2026, don’t forget that Equifax provides a wide range of services: Whether your strategic plan includes implementing regular or more frequent portfolio reviews, fine-tuning your marketing prescreens, or evaluating your current credit score model, […]

Our complete consumer + commercial profiles empower your best decisions. No matter the challenge, we have insights to help you overcome it.  Have your business needs changed? Do you need expert guidance in any of the following areas? We’ve got you covered with comprehensive insights for consumer and commercial lending. Consumer Insights Commercial Insights Schedule […]

Did you know we offer Equifax commercial solutions tailored for financial institutions that offer small business loans? Whether it’s helping you assess credit risk, monitor portfolios, or identify growth opportunities, our tools are designed to make your commercial lending smarter and faster. Our commercial risk solutionshelp you: Our commercial marketing solutionshelp you: We can help you […]

E-commerce fraud has evolved and increased with the rise in online commerce having accelerated since 2020. By 2024, e-commerce merchants may lose an estimated $24 billion to online payments fraud. Although e-commerce fraud increases are nothing new, bad actors are launching more sophisticated fraud attacks. Common types of e-commerce fraud include payments fraud, friendly fraud, account takeover […]

It’s time for your financial institution to contribute its commercial data to the Commercial Financial Network. Otherwise, you’re missing out on invaluable reciprocal data that can fine-tune your commercial decisioning. But first, here are a few things you should know: What is the Commercial Financial Network (CFN)?The CFN is a massive data exchange spanning many […]