Resources

Determining small-business risk goes beyond assessing a company’s credit history—often you also need data on its key backers. A supplement to the Equifax business report, the Business Principal Report (BPR) provides consumer credit information on the business principal, owner, or personal guarantor to give you deeper insight into commercial risk. The BPR is especially helpful […]

Our complete consumer + commercial profiles empower your best decisions. No matter the challenge, we have insights to help you overcome it.  Have your business needs changed? Do you need expert guidance in any of the following areas? We’ve got you covered with comprehensive insights for consumer and commercial lending. Consumer Insights Commercial Insights Schedule […]

Did you know we offer Equifax commercial solutions tailored for financial institutions that offer small business loans? Whether it’s helping you assess credit risk, monitor portfolios, or identify growth opportunities, our tools are designed to make your commercial lending smarter and faster. Our commercial risk solutionshelp you: Our commercial marketing solutionshelp you: We can help you […]

E-commerce fraud has evolved and increased with the rise in online commerce having accelerated since 2020. By 2024, e-commerce merchants may lose an estimated $24 billion to online payments fraud. Although e-commerce fraud increases are nothing new, bad actors are launching more sophisticated fraud attacks. Common types of e-commerce fraud include payments fraud, friendly fraud, account takeover […]

It’s time for your financial institution to contribute its commercial data to the Commercial Financial Network. Otherwise, you’re missing out on invaluable reciprocal data that can fine-tune your commercial decisioning. But first, here are a few things you should know: What is the Commercial Financial Network (CFN)?The CFN is a massive data exchange spanning many […]

Know more (about your business consumers + prospects) to grow more. You wouldn’t lend to an individual consumer without accessing their credit report, so I know you value similar due diligence regarding your small-business prospects. To be successful, financial institutions must leverage risk insights before providing commercial prospects with access to credit. Equifax can help […]

Save time and money with proactive risk management.  Looking for new ways to increase revenue? Your small-business loan portfolio could be a primary segment for growth. But do you have an effective, efficient way to analyze your risk and opportunities? Equifax’s Absolute Probability of Default® (AbsolutePD®) gives you full visibility with an online platform for risk analysis. […]

How are you ensuring business continuity, reducing reputational harm, and avoiding potential supply chain disruptions? Prioritizing these goals is essential in today’s expanding global marketplace. Competition is too fierce to not have 24/7 insight into your supplier relationships. Equifax’s Supplier Risk Solution (SRS), powered by Interos, delivers a holistic view of supplier risk by delivering […]

As consumers’ and prospects’ financial conditions change in an inflated market, it can be difficult to assess their future ability to pay their bills. Commercial Insight™ Delinquency Score (CIDS) from Equifax helps you combat the uncertainty and sharpen your commercial decisioning process. CIDS is a high-performance solution that predicts the likelihood of a business incurring severe delinquency (91 days […]

B2bConnect™ from Equifax can help you target the right businesses and buyers with the B2B account data you need to prospect, segment, and retain key consumers. Sort through the chaos of your data to bring clarity to your records in real time, equipping you to make data-driven decisions. This expansive database can also be used for business […]