Resources

We haven’t quite reached Q4, but now’s the time when many businesses begin discussing next year’s budgets. As you plan for 2026, don’t forget that Equifax provides a wide range of services: Whether your strategic plan includes implementing regular or more frequent portfolio reviews, fine-tuning your marketing prescreens, or evaluating your current credit score model, […]

When was the last time you verified which of your consumers are active-duty service members? With the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA), financial institutions have a legal obligation to identify and protect eligible military members. But compliance can be complex—and risky—if you’re relying on outdated or manual processes. Annual or quarterly portfolio reviews with […]

Determining small-business risk goes beyond assessing a company’s credit history—often you also need data on its key backers. A supplement to the Equifax business report, the Business Principal Report (BPR) provides consumer credit information on the business principal, owner, or personal guarantor to give you deeper insight into commercial risk. The BPR is especially helpful […]

Are you still handling checks, manual reconciliations, or phone payments? There’s a better way. BillerIQ, powered by FIS and available through Confluent Strategies/Equifax, is a digital billing and payment solution built for companies like yours. It’s simple, secure, and customizable to your brand. With BillerIQ, your consumers can: Benefits to your business: Let’s talk about […]

Source: Forbes Student loan exposure should be on your radar, even if your institution doesn’t offer student loans. Either way, you definitely have consumers affected by changes in the federal student loan program. Forbearance and repayment plans are in limbo, but one thing is clear: There are 9.2 million borrowers behind on their student loan […]

Verifications aren’t just for mortgage lenders.In addition to saving you time and reducing friction for your consumers, verifying employment and income at the time of underwriting will save you money and help grow your portfolio. Ways to leverage verifications Want to know more about how verifications can bring value to your company? Click below for […]

Get instant access to consumer identities DTEC® enables you to search the Equifax national consumer database by inputting only a consumer’s nine-digit Social Security Number (SSN). Key Features Get instant access to full identity information with an easy, yet powerful SSN-based search! DTEC benefits a wide range of businesses and industries: If you’re not leveraging […]

Reveal hidden prospects with comprehensive data Richer data can reveal hidden segments that are likely good prospects—even among households with the same credit score or income. With insights from Equifax solutions like the Financial Durability Index, you can create the most efficient marketing strategies and drive profitable growth. Are you ready to take segments of your portfolio from […]

Spoiler alert: Not all soft pull inquiries are the same. But how do you know which is needed in different lending scenarios? We’re here to help! Soft Pull Types from Equifax Mortgage Solutions The good news is none of these soft pulls prompt triggers, and all of them are available with information from one, two, […]

A credit score alone doesn’t give you the full financial picture of your consumers and prospects. But with Equifax data and analytics, you can gain richer consumer profiles and drive better outcomes. When you go beyond the traditional credit file, many prospects will go from being overlooked to opportunity. Alternative data provides an expanded view that […]