Resources

We’re excited that the FHFA (Federal Housing Finance Agency) has approved VantageScore 4.0 in mortgage lending—a milestone that opens up powerful new opportunities for both lenders and borrowers. Equifax is leading the charge with a supportive, competitive transition: Why this matters for you and your borrowers: Want to add VantageScore 4.0 to your mortgage workflow? […]

In today’s changing employment market, managing portfolio risk has never been more challenging. Economic shifts, workforce turnover, and evolving income sources all impact your consumers’ ability to pay. That’s where The Work Number® from Equifax can help. With access to the largest centralized source of verified employment and income data, you can: The employment market is in […]

Generational wealth trends continue to evolve—and lenders who understand where today’s assets sit are best positioned to grow relationships. According to Equifax IXI™ Network data: Equifax’s proprietary IXI data goes beyond income to reveal true household financial capacity, helping you identify affluent and emerging affluent households in any generation.  Whether your focus is Baby Boomers diversifying […]

Looking for ways to add value to your business before December 31? An Equifax Portfolio Review is the perfect way to maximize any remaining funds in your 2025 budget. What is a portfolio review? A portfolio review provides updated credit scores and credit attributes so you can then have a full picture of your consumers’ overall credit […]

Today’s consumers are more financially stressed than ever and are actively seeking tools to improve their financial wellness. In fact, 80% expect their primary financial institution to help them—but only 14% feel that need is being met. With Equifax’s Consumer Engagement Suite, you can close that gap. This advanced API toolkit enables you to integrate valuable financial […]

We haven’t quite reached Q4, but now’s the time when many businesses begin discussing next year’s budgets. As you plan for 2026, don’t forget that Equifax provides a wide range of services: Whether your strategic plan includes implementing regular or more frequent portfolio reviews, fine-tuning your marketing prescreens, or evaluating your current credit score model, […]

When was the last time you verified which of your consumers are active-duty service members? With the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA), financial institutions have a legal obligation to identify and protect eligible military members. But compliance can be complex—and risky—if you’re relying on outdated or manual processes. Annual or quarterly portfolio reviews with […]

Today’s borrowers are looking for a more streamlined, stress-free mortgage process. Fortunately, lenders now have more flexibility to offer transactions with soft credit inquiries and meet borrowers where they are.  In addition to improving the borrower experience, soft credit pulls enable you to: We offer three types of soft pulls from Equifax Mortgage Solutions—each suited to […]

Stop fraud before it starts! We’re here to help you kick fraud to the curb. Leveraging the right solution at the right time is key to stopping fraudsters and reducing losses. We work with businesses like yours to create a layered approach using Equifax products to fight fraud at every step of the customer journey. Whatever the […]

Uncover opportunity + see risk from all sides. Lending today is all about uncovering new areas of opportunity. To do that, lenders need new ways to evaluate and segment risk. By leveraging insights beyond the traditional credit file, you can expand your view of consumers to unlock growth in new areas. OneScore from Equifax is a […]