Resources

We haven’t quite reached Q4, but now’s the time when many businesses begin discussing next year’s budgets. As you plan for 2026, don’t forget that Equifax provides a wide range of services: Whether your strategic plan includes implementing regular or more frequent portfolio reviews, fine-tuning your marketing prescreens, or evaluating your current credit score model, […]

When was the last time you verified which of your consumers are active-duty service members? With the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA), financial institutions have a legal obligation to identify and protect eligible military members. But compliance can be complex—and risky—if you’re relying on outdated or manual processes. Annual or quarterly portfolio reviews with […]

Today’s borrowers are looking for a more streamlined, stress-free mortgage process. Fortunately, lenders now have more flexibility to offer transactions with soft credit inquiries and meet borrowers where they are.  In addition to improving the borrower experience, soft credit pulls enable you to: We offer three types of soft pulls from Equifax Mortgage Solutions—each suited to […]

Stop fraud before it starts! We’re here to help you kick fraud to the curb. Leveraging the right solution at the right time is key to stopping fraudsters and reducing losses. We work with businesses like yours to create a layered approach using Equifax products to fight fraud at every step of the customer journey. Whatever the […]

Uncover opportunity + see risk from all sides. Lending today is all about uncovering new areas of opportunity. To do that, lenders need new ways to evaluate and segment risk. By leveraging insights beyond the traditional credit file, you can expand your view of consumers to unlock growth in new areas. OneScore from Equifax is a […]

Clear borrowers to close—with confidence A lot of work goes into originating a mortgage loan. That’s why it’s so important to make sure applications don’t get derailed by undisclosed debt that pops up during the “quiet period” between origination and closing. It’s a common misstep that many borrowers might not even know they’re making. According […]

More and more consumers are choosing to lock or freeze their credit, which means increased roadblocks for lenders. But we can help you overcome this challenge with Equifax’s Allow Access! Allow Access enables consumers to temporarily unlock or unfreeze their Equifax credit report within your online application process. That means no redirects, no frustration, and no […]

Is your company maximizing dealer relationships? To compete effectively in today’s auto lending market, financial institutions need more than good rates—they also need the right insights. TradeSight® from Equifax helps you better understand dealership performance, lending trends, and how your institution stacks up against the competition. With access to over 80 million auto loan trade lines, […]

We’re excited to introduce ScoreNavigator Mortgage Action Plan™ with Equifax—your secret weapon for mastering the mortgage game. This dynamic credit suite includes three simulators and easy-to-read credit reports featuring point deductions per trade line and sharp credit insights to elevate borrowers’ credit profiles. Mortgage Action Plan™ strengthens credit health by pinpointing key areas of a […]

Determining small-business risk goes beyond assessing a company’s credit history—often you also need data on its key backers. A supplement to the Equifax business report, the Business Principal Report (BPR) provides consumer credit information on the business principal, owner, or personal guarantor to give you deeper insight into commercial risk. The BPR is especially helpful […]