Resources

The intel you need to make confident business decisions.

The perfect pair: Portfolio Reviews + FICO Score Open Access

If you’re doing quarterly Portfolio Reviews through Equifax, you’re qualified to use FICO® Score Open Access. Start taking advantage! FICO Score Open Access helps you strengthen consumer relationships and increase profitability by allowing you to share the FICO Scores you already use for credit decisions with your consumers—with no additional fees. Benefits of FICO Score Open Access: Strengthen […]

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It’s time to give VantageScore a try!

We are well into the 21st century, but does your scoring model reflect the economic realities of 2022? The financial landscape and consumer behaviors have changed greatly since the release of VantageScore® in 2006, and that’s why it was created it to evolve over time. In its fourth iteration, this tri-bureau credit scoring model includes […]

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Widen your scope with OneView’s alternative data.

A sure way to become more financially inclusive is to access alternative data. And we have good news: Equifax’s OneView™ credit report now includes alternative data from DataX and The Work Number® to help you reach creditworthy consumers with thin credit files. This data not only helps consumers but can also help your business with fraud prevention, credit risk assessment, […]

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Use a Portfolio Review to inform credit line increases.

Now is a great time to offer credit line increases to your loyal, creditworthy consumers. By adding differentiated data to a Portfolio Review, you can target the appropriate consumer segment to help grow your wallet share. Equifax’s exclusive add-on options and flexible criteria will help optimize your account reviews. And when performed regularly, these reviews provide […]

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Strike the right balance between consumer experience and security.

Separate fact from friction! In the time it takes you to read this sentence, your consumers could be prequalified for a loan by simply entering their ZIP and last-four SSN and be fully authenticated at the same time.  InstaTouch ID uses Equifax and mobile carrier data to instantly validate your consumers’ identities. Then, it autofills form […]

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Get exclusive discounts on Equifax personal credit monitoring.

Save up to 96% off retail prices! Most people like to start the new year on a proactive note. What better way to empower your consumers and employees to take charge of their financial well-being than by offering them personal credit monitoring at a price that suits your budget and theirs! When you purchase proactive* Equifax […]

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Implement an open-all strategy + grow wallet share with alternative data

Reimagine your DDA acquisition strategy! It’s time to think differently about DDA acquisition: Use Equifax’s Insight Score for Retail Banking (ISRB) to match undiscovered consumers to the appropriate account types at your bank. Otherwise, you’re leaving money on the table.  Unless you’re leveraging alternative data to assess DDA risk, you’re not getting the full picture of your […]

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Offer live checks to “Buy Now, Pay Later” consumers!

Engage a new generation of consumers whose “pay later” is now due. Many holiday shoppers who took advantage of the popular Buy Now, Pay Later (BNPL) option might have gotten a little too jolly at online checkout. As “pay later” becomes “payment due,” now is a great time to help these consumers out with a live check to consolidate multiple […]

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Prequalification sparks consumer-driven engagement, increases acceptance rates

Minimize credit rejection + win consumers. Many consumers shy away from applying for loans or bank cards for fear of being turned down or taking a hit to their credit scores. With Equifax’s Prequalification of One, you can market offers online and allow consumers to determine their eligibility before submitting an application. No hard inquiries involved! Prequalification […]

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Brush up your credit knowledge, increase your value to consumers

Our credit training is here! At Confluent Strategies, our mission is to help you understand your consumer data and use proven Equifax solutions to help you and your consumers win. When you partner with us, you’ll receive credit education to reinforce our holistic approach to our partnership and your business.  Our Credit Training Series includes […]

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