It’s hard to believe, but we’re nearing Q4! Now’s the time to plan your holiday promotions to attract new consumers and cross-sell services to existing ones. Good news: We can help you grow your book before year-end with an Equifax prescreen. A prescreen combines the data quality of Equifax’s vast credit database with insights from its attributes and […]
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Save time and money with proactive risk management. Looking for new ways to increase revenue? Your small-business loan portfolio could be a primary segment for growth. But do you have an effective, efficient way to analyze your risk and opportunities? Equifax’s Absolute Probability of Default® (AbsolutePD®) gives you full visibility with an online platform for risk analysis. […]
Confirm identity legitimacy with confidence. As consumer preferences for digital transactions continue to grow, financial institutions must reevaluate what those digital interactions look like—not only to better serve their consumers but also to maintain and grow their business. Carefully orchestrated verification strategies are critical in today’s digital era to fight existing and evolving fraud, comply […]
As the lender, you request the VOA, supplying required borrower fields such as Permissible Purpose, verification time frame, and the borrower’s email address. Next, the applicant will enter an email flow, prompting them to create an account to share information with you. As the lender, you’ll be copied on all emails to the borrower except […]
Conveniently comply with required loss forecasting models. Banks and finance companies, how well are you adjusting to the Current Expected Credit Loss (CECL) accounting standard? Credit unions, will you be ready come January 1, 2023? We know it’s a big change having to project the expected loss for each loan at the time of origination, but […]
Assess consumer financial health beyond their credit score. Both the pandemic and economic uncertainty have impacted many U.S. households. But households are being affected unequally—with significant consequences for marketers and risk managers. We can help you maximize your business with insight into households’ likely ability to keep spending and meet current and future financial obligations. […]
How are you ensuring business continuity, reducing reputational harm, and avoiding potential supply chain disruptions? Prioritizing these goals is essential in today’s expanding global marketplace. Competition is too fierce to not have 24/7 insight into your supplier relationships. Equifax’s Supplier Risk Solution (SRS), powered by Interos, delivers a holistic view of supplier risk by delivering […]
Segment consumers and find hidden opportunity based on economic potential. A common scenario: You have two consumers of similar ages, life stages, and demographics, and both have interest in your products and services. How do you know which will drive greater profitability now and have a higher lifetime value? We can help! Equifax IXI™ Data […]
Getting borrowers preapproved for a mortgage is no easy task, but helping them understand their finances in the “quiet period” will benefit both parties. As you know, every financial decision your borrowers make during this time period impacts the closing process, so help set them up for success and ensure a quicker time to revenue in […]
Fraudsters attack every stage of the consumer’s journey. However, implementing a layered approach to fraud at various stages and across different channels can help: deter fraud and protect revenue by increasing friction for fraudsters. speed up legitimate purchases by reducing consumer friction. protect against fraud losses at every stage of the consumer journey. fuel deeper, more […]