Resources

In today’s changing employment market, managing portfolio risk has never been more challenging. Economic shifts, workforce turnover, and evolving income sources all impact your consumers’ ability to pay. That’s where The Work Number® from Equifax can help. With access to the largest centralized source of verified employment and income data, you can: The employment market is in […]

Generational wealth trends continue to evolve—and lenders who understand where today’s assets sit are best positioned to grow relationships. According to Equifax IXI™ Network data: Equifax’s proprietary IXI data goes beyond income to reveal true household financial capacity, helping you identify affluent and emerging affluent households in any generation.  Whether your focus is Baby Boomers diversifying […]

Looking for ways to add value to your business before December 31? An Equifax Portfolio Review is the perfect way to maximize any remaining funds in your 2025 budget. What is a portfolio review? A portfolio review provides updated credit scores and credit attributes so you can then have a full picture of your consumers’ overall credit […]

Today’s consumers are more financially stressed than ever and are actively seeking tools to improve their financial wellness. In fact, 80% expect their primary financial institution to help them—but only 14% feel that need is being met. With Equifax’s Consumer Engagement Suite, you can close that gap. This advanced API toolkit enables you to integrate valuable financial […]

We haven’t quite reached Q4, but now’s the time when many businesses begin discussing next year’s budgets. As you plan for 2026, don’t forget that Equifax provides a wide range of services: Whether your strategic plan includes implementing regular or more frequent portfolio reviews, fine-tuning your marketing prescreens, or evaluating your current credit score model, […]

When was the last time you verified which of your consumers are active-duty service members? With the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA), financial institutions have a legal obligation to identify and protect eligible military members. But compliance can be complex—and risky—if you’re relying on outdated or manual processes. Annual or quarterly portfolio reviews with […]

Are you still handling checks, manual reconciliations, or phone payments? There’s a better way. BillerIQ, powered by FIS and available through Confluent Strategies/Equifax, is a digital billing and payment solution built for companies like yours. It’s simple, secure, and customizable to your brand. With BillerIQ, your consumers can: Benefits to your business: Let’s talk about […]

Source: Forbes Student loan exposure should be on your radar, even if your institution doesn’t offer student loans. Either way, you definitely have consumers affected by changes in the federal student loan program. Forbearance and repayment plans are in limbo, but one thing is clear: There are 9.2 million borrowers behind on their student loan […]

Contact and Locate from Equifax provides current and historical address and phone information on consumers to help you make informed business decisions. Accessible via API and batch, Contact and Locate covers 548 million names, 1.4 billion addresses, and 820 million consumers in the U.S. Equifax is a leader in data and has access to the information you […]

Verifications aren’t just for mortgage lenders.In addition to saving you time and reducing friction for your consumers, verifying employment and income at the time of underwriting will save you money and help grow your portfolio. Ways to leverage verifications Want to know more about how verifications can bring value to your company? Click below for […]