Resources

If you’re not familiar with VantageScore 4.0, it provides a significant leap forward in your ability to reach additional, underserved populations and realize substantial cost savings through optimized decision-making.  To help Equifax customers experience these benefits firsthand, we have an exclusive offer: *Current Equifax customers who purchase FICO scores from October 1, 2025, through 2026 […]

With the FHFA preparing to adopt new credit scoring models, mortgage lenders are taking a closer look at how VantageScore 4.0 compares to Classic FICO Scores—and how these updates could shape your lending decisions going forward. Although both models aim to predict credit risk, VantageScore 4.0 introduces modern data and analytics that better reflect today’s […]

We’re excited that the FHFA (Federal Housing Finance Agency) has approved VantageScore 4.0 in mortgage lending—a milestone that opens up powerful new opportunities for both lenders and borrowers. Equifax is leading the charge with a supportive, competitive transition: Why this matters for you and your borrowers: Want to add VantageScore 4.0 to your mortgage workflow? […]

Looking for ways to add value to your business before December 31? An Equifax Portfolio Review is the perfect way to maximize any remaining funds in your 2025 budget. What is a portfolio review? A portfolio review provides updated credit scores and credit attributes so you can then have a full picture of your consumers’ overall credit […]

Today’s consumers are more financially stressed than ever and are actively seeking tools to improve their financial wellness. In fact, 80% expect their primary financial institution to help them—but only 14% feel that need is being met. With Equifax’s Consumer Engagement Suite, you can close that gap. This advanced API toolkit enables you to integrate valuable financial […]

We haven’t quite reached Q4, but now’s the time when many businesses begin discussing next year’s budgets. As you plan for 2026, don’t forget that Equifax provides a wide range of services: Whether your strategic plan includes implementing regular or more frequent portfolio reviews, fine-tuning your marketing prescreens, or evaluating your current credit score model, […]

Today’s borrowers are looking for a more streamlined, stress-free mortgage process. Fortunately, lenders now have more flexibility to offer transactions with soft credit inquiries and meet borrowers where they are.  In addition to improving the borrower experience, soft credit pulls enable you to: We offer three types of soft pulls from Equifax Mortgage Solutions—each suited to […]

Determining small-business risk goes beyond assessing a company’s credit history—often you also need data on its key backers. A supplement to the Equifax business report, the Business Principal Report (BPR) provides consumer credit information on the business principal, owner, or personal guarantor to give you deeper insight into commercial risk. The BPR is especially helpful […]

Are you still handling checks, manual reconciliations, or phone payments? There’s a better way. BillerIQ, powered by FIS and available through Confluent Strategies/Equifax, is a digital billing and payment solution built for companies like yours. It’s simple, secure, and customizable to your brand. With BillerIQ, your consumers can: Benefits to your business: Let’s talk about […]

Contact and Locate from Equifax provides current and historical address and phone information on consumers to help you make informed business decisions. Accessible via API and batch, Contact and Locate covers 548 million names, 1.4 billion addresses, and 820 million consumers in the U.S. Equifax is a leader in data and has access to the information you […]