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Demystifying the Technology Alphabet Soup A live question-and-answer session with Mathew Dragatsis, CEO and Founder of Radiant Solutions APIs… SDKs… SaaS… Rarely does an executive team meeting or board review pass today without mention of a custom technology or system integration need. How does one make sense of it all? In our Q&A with Mathew Dragatsis, […]
Published Equifax Insights blog on Jul 22nd, 2019 The Achilles’ Heel of Synthetic Identity Fraud By Christine M. Cornwell Losses from Synthetic Identity Fraud are Increasing Most of us are familiar with the fable from Greek storyteller, Aesop, about the boy who cries wolf. To get attention, he pretends a wolf is attacking his sheep. […]
Originally published by Equifax Gain market advantage with in-depth portfolio analysis PortfolioID Advantage™ provides a comprehensive view into the credit profile of your customers to help optimally manage portfolio performance while minimizing risk exposure. By evaluating your portfolio against the Equifax database of credit active consumers, PortfolioID Advantage delivers deeper consumer insights to enable your business to effectively: PortfolioID […]
Changes to MLA website going into effect making it more cumbersome to verify manually. Now is the time to stop manual research and get alerts on credit instead! Around June 27, 2019, DMDC will make significant changes to the Military Lending Act (MLA) website (https://mla.dmdc.osd.mil) to enhance security of the site and better protect the […]
Credit unions and small- to mid-size businesses may be a perfect match By Miranda GlancyOriginally published by Equifax Insights As credit unions look for ways to expand offerings and diversify asset portfolios, one area that is often overlooked is business lending. Many credit unions have avoided business loans altogether, focusing instead on individual members, and occasionally, […]
Meet Credit Union Members Where They Want to Do Business By Miranda GlancyOriginally published by Equifax Insights It takes more than a “smile and a handshake” to develop a relationship with members these days. Consider that nearly 40-percent of Americans say they haven’t walked through the door of a bank or credit union in the last […]
Target Consumers Who Are Most Likely to Respond to Your Pre-approved Offer Consumers have a way of tuning out loan offers — that is, until they’re actually ready to open a new account. If you can put your message in front of them at that precise moment of interest, the chances of them accepting your […]
Improving Net Interest Margin with Qualified Unsecured Borrowers Averaging over 80% loan-to-share nationwide, credit unions have critical mass in consumer lending and are poised to eclipse $1 trillion in loans. But where’s the margin? At an average 0.90% ROA, most credit unions are asking themselves how to build their members’ equity in efficient and safe […]
