Resources

The intel you need to make confident business decisions.

Strategic planning for 2021

Plan for 2021 with confidence As you strategically plan and budget for 2021, we’d like to remind you that Equifax provides clients with a wide range of solutions and capabilities beyond our traditional credit reports. As many of your peers in the industry have discovered, a Business Review is a great way for us to learn more […]

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38th Annual Golf Tournament

Wednesday, September 30, 2020 | Windyke Country Club 2020 Golf Tournament Join Confluent Strategies for the 38th Annual Jackson Memorial Classic Golf Tournament. Windyke Country Club 8535 Winchester Road Memphis, TN 38125 Tournament Schedule Check-In Starts at 7:30 am. Lunch will be provided. This year’s tournament will feature assigned tee times instead of a shotgun […]

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Impending Credit Crisis

How Banks and Credit Unions Must Prepare By Steve Cocheo, Executive Editor at The Financial Brand The COVID Slump is a very different recession. In some ways, it’s nobody’s fault. But an Accenture expert says that a careful balance is needed from lenders because it is possible for even a well-intentioned move to make the situation far […]

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Rethinking Lending & Credit in a Post-COVID World

By Jim Marous, Co-Publisher of The Financial Brand, Owner/CEO of the Digital Banking Report and host of the Banking Transformed podcast. The COVID-19 crisis has increased the need for digital lending platforms and processes more than any previous event. To respond to the needs of current borrowers and to serve the needs of future borrowers, banks and credit unions must simplify borrowing […]

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Plan for 2021 with confidence

Schedule a Business Review to get the data you need. 2020 certainly threw us all a curveball (to say the least). As you look ahead to 2021, it’s critical to get an accurate picture of your current portfolio to ensure you’re utilizing the most relevant and targeted strategies to meet your goals and stay on […]

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Introducing Jim Dudney

Booming mortgage industry leads to new hire with innovative solutions for lenders We are pleased to introduce you to Jim Dudney, a Mortgage Sales Executive with Confluent Strategies In response to the recent mortgage industry boom, we’ve renewed our commitment to bring the latest and most relevant mortgage solutions to mortgage lenders across the southeastern United […]

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API FAQs

Demystifying the Technology Alphabet Soup A live question-and-answer session with Mathew Dragatsis, CEO and Founder of Radiant Solutions APIs… SDKs… SaaS… Rarely does an executive team meeting or board review pass today without mention of a custom technology or system integration need. How does one make sense of it all? In our Q&A with Mathew Dragatsis, […]

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Big Tech vs. big banks. Battling.

Originally published pyments.com July 24, 2019 Shoring Up FIs ‘Deteriorating Advantage’ Over Big Tech Conventional wisdom seems to hold that challenger banks will eat traditional financial institutions’ collective lunch in the race for deposits, for checking, even for credit cards. In that mindset, banks, laden with entrenched legacy systems, with disparate platforms — call it […]

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What’s behind the rise in credit card delinquencies

Originally published https://www.americanbanker.com by Laura Alix May 14, 2019 Credit card delinquency rates hit a seven-year high in the first quarter largely because many borrowers in their 20s are struggling to keep up with their minimum payments, according to a new report from the Federal Reserve Bank of New York. In its quarterly report on household […]

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