Resources

We offer comprehensive solutions for all your disclosure needs. Whether it is delivering federally required disclosures, welcome letters, or other notifications, our Disclosure Fulfillment team brings customized solutions to fit any company’s needs—saving you time, money, and valuable labor resources. Common disclosure requirements We’ll handle the printing, sorting, and mailing of regulatory disclosures and other […]

With an average of 400K+ new business applications submitted every month, lenders are finding it increasingly difficult to know who they’re working with prior to forming a relationship. Having access to current and accurate business data is the key to quickly identifying legitimate businesses and reducing the risk of fraud. Business Verification Solution from Equifax goes beyond basic […]

Consumers tune out most credit offers—until they’re actually ready to act. Prescreen by Equifax helps you reach consumers at the precise moment of interest, identifying prospects who are most likely to respond and are aligned with your risk strategy. By leveraging insights from the Equifax consumer credit file and incorporating alternative data when needed, Prescreen enables more precise targeting, stronger response […]

Ready to give up the guessing game and quickly identify new mortgage opportunities in your existing portfolio? We have a solution! TargetPoint Alerts are near real-time or daily inquiry alerts that combine prequalifications (consumer-initiated soft inquiries) and credit applications (hard inquiries) for those who already do business with you. These timely alerts help you find market-ready consumers […]

When was the last time you updated your portfolio data? Do you know which of your consumers might be facing financial stress? In today’s fast-changing market, keeping portfolio data current is more important than ever. An Equifax Portfolio Review helps you proactively manage portfolio performance while minimizing risk. If you’re already reviewing annually, consider increasing to biannually or […]

Discover real opportunity in a fast‑changing small business landscape With more than 5 million new business applications filed annually, the SMB market is moving faster than most databases can keep up with. In fact, roughly 25% of B2B marketing data decays every year due to closures or entity changes. If you’re using static lists, you’re […]

The end of the “average” consumer For years, lenders have relied on averaged indicators to guide growth and risk strategies. But the latest Equifax Market Pulse Index reinforces a critical shift: the “average” consumer is disappearing. Today’s economy is increasingly polarized, with consumers moving decisively toward opposite ends of the financial spectrum. That makes one-size-fits-all […]

Many small businesses are started by individuals and often funded using personal credit before commercial financing ever comes into play. That means some of your consumers might also be business owners, even if they don’t yet have a commercial relationship with your institution. Equifax Link™ helps you identify those connections by securely linking consumer and small […]

Fraud can’t be ignored, but your business can stay ahead with Digital Identity Trust from Equifax. Protecting your business and consumers is simpler with Digital Identity Trust, which works within your existing system, offering APIs, batch processing, and more. Let’s talk about putting trust back in identity verification.

As the mortgage industry continues to evolve, many lenders are taking a closer look at how modern credit scoring models can support both risk management and borrower access. With FHFA approval already in place, VantageScore® 4.0 is gaining traction among mortgage lenders for its ability to: If you haven’t revisited VantageScore 4.0 recently, now is a good time […]