Assess consumer financial health beyond their credit score. Both the pandemic and economic uncertainty have impacted many U.S. households. But households are being affected unequally—with significant consequences for marketers and risk managers. We can help you maximize your business with insight into households’ likely ability to keep spending and meet current and future financial obligations. […]
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Resources tagged "Banks"
How are you ensuring business continuity, reducing reputational harm, and avoiding potential supply chain disruptions? Prioritizing these goals is essential in today’s expanding global marketplace. Competition is too fierce to not have 24/7 insight into your supplier relationships. Equifax’s Supplier Risk Solution (SRS), powered by Interos, delivers a holistic view of supplier risk by delivering […]
Segment consumers and find hidden opportunity based on economic potential. A common scenario: You have two consumers of similar ages, life stages, and demographics, and both have interest in your products and services. How do you know which will drive greater profitability now and have a higher lifetime value? We can help! Equifax IXI™ Data […]
Getting borrowers preapproved for a mortgage is no easy task, but helping them understand their finances in the “quiet period” will benefit both parties. As you know, every financial decision your borrowers make during this time period impacts the closing process, so help set them up for success and ensure a quicker time to revenue in […]
Fraudsters attack every stage of the consumer’s journey. However, implementing a layered approach to fraud at various stages and across different channels can help: When battling fraud, there’s no such thing as a single solution. But when you introduce the right methods at the right stage of the consumer journey, you can take actionable steps to reduce […]
With the growth of a more connected economy, business is becoming increasingly complex as more transactions move into the digital space. Financial institutions are now challenged with detecting rampant identity theft and more sophisticated application fraud. That’s why you need a comprehensive solution that begins with quickly identifying suspicious information and potential fraud. With Equifax, […]
As consumers’ and prospects’ financial conditions change in an inflated market, it can be difficult to assess their future ability to pay their bills. Commercial Insight™ Delinquency Score (CIDS) from Equifax helps you combat the uncertainty and sharpen your commercial decisioning process. CIDS is a high-performance solution that predicts the likelihood of a business incurring severe delinquency (91 days […]
WealthComplete® Premier is the key to reaching your consumers and prospects with high potential. Available to you as an Equifax IXI™ Data Network member, this valuable solution provides a complete picture of liquid financial assets for nearly every U.S. household. By gaining insight on consumers’ and prospects’ assets and investments, your financial institution can grow its share of consumer wallet […]
Do you know how many of your consumers have auto loans with other financial institutions? What about their current APRs? We know you’d like to get your hands on valuable insights like these, and we can help you secure them—completely free of charge. Ask us how! Next, you can put this data to work with […]
Buy Now, Pay Later (BNPL) is a short-term installment loan or line of credit made up of individual short-term installments at point of service (POS). The typical duration is six weeks and paid in four biweekly installments—a.k.a. “pay-in-4.” The consumer usually does not pay interest; instead, the merchant pays a transaction fee. BNPL is typically used for retail […]