Many of our partners are looking to significantly strengthen their up-sell, cross-sell, and customer engagement strategies in 2021. If you too are looking to expand your portfolio, increase acquisition, and maximize your marketing results, I recommend including Prescreens from Equifax in your marketing strategy. Prescreens cut through the vast universe of consumers to help you identify prospects […]
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An estimated 9 million Americans have their identities stolen each year. Identity thieves are becoming more and more cunning, utilizing both traditional and sophisticated technology to drain accounts and damage credit. The cost to your business — left with unpaid bills racked up by scam artists — can be staggering. The Red Flags Rule requires many […]
Contactless and Self-Service are Here to Stay Now more than ever, consumers expect real, contactless experience. It is time to create those experiences the right way. It is time to listen to consumers and adapt business models to make self-service and contactless the first design option for your services. Not the last. Read more… Checklist: Marketing […]
Live Checks: A virtual interview with Dawn Graeter, CEO of Southern Security Federal Credit Union Averaging more than 80% loan-to-share nationwide, Credit Unions have critical mass in consumer lending and are poised to eclipse $1 trillion in loans. But where’s the margin? At an average 0.90% ROA, most Credit Unions are asking themselves how to […]
5 Tips for Running a Successful Auto Refinance Program How to run a successful Auto Refinance Program Know the APR. Calculate the annual percentage rate of your members’ most recently opened auto loans and look for opportunity to beat their current APR. Target the right consumers. Select the best criteria to ensure only the right members are […]
It is my sincere pleasure to inform you that Carrie Greene is continuing her commitment to our Equifax customers by joining the Confluent Strategies team as Corporate Revenue Officer, effective January 2021. While she’s now an official member of Confluent Strategies, Carrie has worked extensively with our team as a trusted partner and liaison at Equifax for […]
Equifax offers a robust suite of solutions to help you acquire more mortgage customers. Highlighted below are a few solutions that have been extremely helpful to many of our current mortgage partners. Predict the right pre-market prospects with a Prescreen. Help identify more of the right borrowers by applying predictive, pre-market consumer insights to your segmentation […]
Accommodations provided by the CARES Act are coming to an end, the U.S. is down 8 million jobs (AC Cutts & Associates), and average wage income is down 22% since March (Equifax, 2020). With the added recent furloughs and layoffs, it’s clear that increasing the frequency and depth of account review is imperative to ensure […]
Many of our partners are now researching price-competitive credit scoring options for their business. Price increases, score fluctuations, and the ability to score thin credit files have creditors searching for an alternate credit score. If you, too, are considering a change, I recommend you consider VantageScore from Equifax. VantageScore is a predictive scoring model that leverages […]
Housing starts hit highest pace since 2006 Single-family housing starts ended 2020 on a high note, rising 12% in December to a 1.338 million-unit pace – the highest pace since 2006, according to the Census Bureau. That’s up 27.8% from one year ago, a remarkable figure given the economic effects of the COVID-19 pandemic, per […]