Resources

Meet Credit Union Members Where They Want to Do Business By Miranda GlancyOriginally published by Equifax Insights It takes more than a “smile and a handshake” to develop a relationship with members these days. Consider that nearly 40-percent of Americans say they haven’t walked through the door of a bank or credit union in the last […]

Survey finds confidence in regulatory environment fueling interest in digital technology adoption ATLANTA, Aug. 29, 2018 /PRNewswire/ — Automation is the most common near-term priority for mortgage lenders according to a recent survey conducted by SourceMedia and sponsored by Equifax(NYSE: EFX), which also notes one in four lenders will focus on improving analytics and data intelligence […]

Provides customers tools to construct and deploy models better, faster and in a more flexible manner ATLANTA, Aug. 22, 2018 /PRNewswire/ — Equifax, a global information solutions company, is revolutionizing the way data scientists build and deploy predictive models with its new AI-enabled Advanced Model Engine. The tool is a modular model development and deployment library […]

Group Triples Cash-Rate for Live Check Direct Marketing Campaigns Consumer finance providers offer short-term, small-dollar loans to consumers who may encounter an emergency that requires an out of budget expense, or those who may need to cover a gap between paychecks to meet payment obligations. The Challenge While consumer finance companies largely rely on their […]

Target Consumers Who Are Most Likely to Respond to Your Pre-approved Offer Consumers have a way of tuning out loan offers — that is, until they’re actually ready to open a new account. If you can put your message in front of them at that precise moment of interest, the chances of them accepting your […]

Harris to rejoin team as Financial Solutions Strategist for West Tennessee Continuity is very important to us. After almost 70 years in financial services, building and maintaining trust with our clients is one of the cornerstones of our success. As you are certainly aware, names may change but values and commitments remain. I am excited […]

Disclosure Fulfillment Service Lightens Regulatory Burden CLIENT INSIGHT: MISSISSIPPI-BASED REGIONAL BANK AUTOMATES COMPLIANCE DISCLOSURE FULFILLMENT The Challenge Two federal laws — the Equal Credit Opportunity Act (ECOA), as implemented by Regulation B, and the Fair Credit Reporting Act (FCRA) — reflect Congress’s determination that consumers and businesses applying for credit should receive notice of the […]

Corporate expansion provides additional in-person support to Southeast region credit grantors Why Confluent Strategies, and Why Now? Equifax continues to be the leading global source of consumer and commercial risk information, with unmatched uptime and speed of returned requests. As Equifax continues to specialize its workforce, Confluent Strategies is playing a key role in providing […]

Corporate expansion provides additional in-person support to Arkansas credit grantors Why Confluent Strategies, and Why Now? Equifax continues to be the leading global source of consumer and commercial risk information, with unmatched uptime and speed of returned requests. As Equifax continues to specialize its workforce, Confluent Strategies is playing a key role in providing ground-level […]

Improving Net Interest Margin with Qualified Unsecured Borrowers Averaging over 80% loan-to-share nationwide, credit unions have critical mass in consumer lending and are poised to eclipse $1 trillion in loans. But where’s the margin? At an average 0.90% ROA, most credit unions are asking themselves how to build their members’ equity in efficient and safe […]