Resources

The intel you need to make confident business decisions.

Are you monitoring for undisclosed debt throughout your loan closing process?

Source: Equifax Undisclosed debt is an industry issue that can disrupt mortgage closings, overload underwriting staff, and dampen the borrower’s experience. With Undisclosed Debt Monitoring (UDM) from Equifax, you can reduce mortgage fraud and risk while improving your lending process and consumer satisfaction. UDM continuously monitors the loan files in your mortgage pipeline for new tradelines and other changes […]

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Spring brings new opportunities to engage new and existing consumers.

As the temps begin to rise, many people will start spending more. There are things such as vacations to take, home renovations to plan, summer camp fees to pay, and graduation gifts to buy. Consider using these springtime expenses as an opportunity to run a targeted marketing campaign to cross-sell your services to existing consumers and […]

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Stop fraudsters and reduce losses with Equifax fraud solutions.

Leveraging the right solution at the right time is key to stopping fraudsters and reducing losses. We work with financial institutions and businesses to create a layered approach using Equifax products and solutions to fight fraud at every step of your consumers’ journey. AML Connect: A streamlined, scalable anti-money laundering compliance service from Equifax and FICO. FraudIQ® Identity […]

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Sharpen your commercial lending decisions with a “soft pull” Business Principal Report.

Determining small-business risk goes beyond assessing a company’s credit history—often you also need data on its key backers. A supplement to the Equifax business report, the Business Principal Report™ (BPR) provides consumer credit information on the business principal, owner, or personal guarantor to give you deeper insight into commercial risk. The BPR is especially helpful when making […]

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Maximize your commercial business with Equifax reports and risk scores.

When you use Equifax for your commercial needs, we’ll help you:  link disparate data for a comprehensive view of a consumer relationship. understand, reach, and serve new commercial consumers. accelerate time to revenue and much more. Successful financial institutions leverage risk insights before providing business consumers with access to credit. Equifax business reports and scores provide these deep insights and […]

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The perfect pair: Portfolio Reviews + FICO Score Open Access

If you’re doing quarterly Portfolio Reviews through Equifax, you’re qualified to use FICO® Score Open Access. Start taking advantage! FICO Score Open Access helps you strengthen consumer relationships and increase profitability by allowing you to share the FICO Scores you already use for credit decisions with your consumers—with no additional fees. Benefits of FICO Score Open Access: Strengthen […]

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It’s time to give VantageScore a try!

We are well into the 21st century, but does your scoring model reflect the economic realities of 2022? The financial landscape and consumer behaviors have changed greatly since the release of VantageScore® in 2006, and that’s why it was created it to evolve over time. In its fourth iteration, this tri-bureau credit scoring model includes […]

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Widen your scope with OneView’s alternative data.

A sure way to become more financially inclusive is to access alternative data. And we have good news: Equifax’s OneView™ credit report now includes alternative data from DataX and The Work Number® to help you reach creditworthy consumers with thin credit files. This data not only helps consumers but can also help your business with fraud prevention, credit risk assessment, […]

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Use a Portfolio Review to inform credit line increases.

Now is a great time to offer credit line increases to your loyal, creditworthy consumers. By adding differentiated data to a Portfolio Review, you can target the appropriate consumer segment to help grow your wallet share. Equifax’s exclusive add-on options and flexible criteria will help optimize your account reviews. And when performed regularly, these reviews provide […]

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Strike the right balance between consumer experience and security.

Separate fact from friction! In the time it takes you to read this sentence, your consumers could be prequalified for a loan by simply entering their ZIP and last-four SSN and be fully authenticated at the same time.  InstaTouch ID uses Equifax and mobile carrier data to instantly validate your consumers’ identities. Then, it autofills form […]

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