Resources

The intel you need to make confident business decisions.

Targeted Direct Marketing with Success

Target Consumers Who Are Most Likely to Respond to Your Pre-approved Offer Consumers have a way of tuning out loan offers — that is, until they’re actually ready to open a new account. If you can put your message in front of them at that precise moment of interest, the chances of them accepting your […]

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Confluent Strategies Welcomes Beth Harris

Harris to rejoin team as Financial Solutions Strategist for West Tennessee Continuity is very important to us. After almost 70 years in financial services, building and maintaining trust with our clients is one of the cornerstones of our success. As you are certainly aware, names may change but values and commitments remain. I am excited […]

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Confluent Strategies Helps $27B Regional Bank Meet FCRA Compliance

Disclosure Fulfillment Service Lightens Regulatory Burden CLIENT INSIGHT: MISSISSIPPI-BASED REGIONAL BANK AUTOMATES COMPLIANCE DISCLOSURE FULFILLMENT The Challenge Two federal laws — the Equal Credit Opportunity Act (ECOA), as implemented by Regulation B, and the Fair Credit Reporting Act (FCRA) — reflect Congress’s determination that consumers and businesses applying for credit should receive notice of the […]

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Confluent Strategies Represents Equifax for Alabama and Florida

Corporate expansion provides additional in-person support to Southeast region credit grantors Why Confluent Strategies, and Why Now? Equifax continues to be the leading global source of consumer and commercial risk information, with unmatched uptime and speed of returned requests. As Equifax continues to specialize its workforce, Confluent Strategies is playing a key role in providing […]

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Confluent Strategies Represents Equifax for Arkansas

Corporate expansion provides additional in-person support to Arkansas credit grantors Why Confluent Strategies, and Why Now? Equifax continues to be the leading global source of consumer and commercial risk information, with unmatched uptime and speed of returned requests. As Equifax continues to specialize its workforce, Confluent Strategies is playing a key role in providing ground-level […]

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Marketing Live Checks

Improving Net Interest Margin with Qualified Unsecured Borrowers Averaging over 80% loan-to-share nationwide, credit unions have critical mass in consumer lending and are poised to eclipse $1 trillion in loans. But where’s the margin? At an average 0.90% ROA, most credit unions are asking themselves how to build their members’ equity in efficient and safe […]

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