Resources

The intel you need to make confident business decisions.

Consider a FICO® Resilience Index as you set loss reserves for Q4 2020

We’re all aware that 2021 brings with it a certain degree of economic uncertainty. It’s critical that you are equipped to evaluate and balance your portfolios to accommodate rapidly changing conditions quickly, efficiently, and responsibly. In order to more accurately set your ALLL reserves for your Q4 2020 Call Report, I recommend you consider FICO® Resilience […]

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Lend with confidence with consumer-permissioned utility and telco data

Bring more consumers into view Start ahead with consumer-permissioned utility and telco data. To close this gap, you need a broader view of consumers. Consumer-permissioned utility and telco data from Equifax allows you access to payment histories from over 6,000 electric, natural gas, water, waste, cable, telecom, and internet providers.  Utility data has the power to […]

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CS Industry Insights for October

Rethinking lending & credit in a post-covid world The COVID-19 crisis has increased the need for digital lending platforms and processes more than any previous event. To respond to the needs of current borrowers and to serve the needs of future borrowers, banks and credit unions must simplify borrowing and provide more options for consumers […]

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Verify employment and income changes for your customers

Stay in-the-know about your customers’ employment and income changes While there’s been recent improvement in the nation’s unemployment rate, layoffs don’t seem to be slowing down, according to Marianne Wanamaker, a labor economist at the University of Tennessee, Knoxville. This could mean your customers are experiencing a financial change you don’t know about yet.  Strengthen your existing […]

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Broaden your view with consumer-permissioned data

Better decisions start with a broader view Start ahead with consumer-permissioned data. Yet, many of these consumers exhibit financial responsibility by paying their bills on time. Consumer-permissioned data is financial information a consumer voluntarily consents access to, like utility and telecom payments or bank transaction records. Layering consumer-permissioned data sources on traditional credit data can move […]

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Better together: Meet the newest member of your Equifax team!

Beth Harris joins your Equifax/Confluent Strategies team We are excited to introduce you to Beth Harris, the newest member of your North Mississippi Equifax/Confluent Strategies team! Beth will be joining Karen Harris in our commitment to provide you with the highest level of service, consumer data, and solutions in order to grow your unique business. As a lifelong […]

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Need to uncover more scorable consumers?

Expanding data creates decisioning flexibility To make better risk assessments and lending decisions, you need a 360-degree view of someone’s financial profile. Because in reality, consumers are so much more than just credit-specific information. Start ahead with Equifax. Start strong with expanded data from Equifax. We put the credit file at the center of everything — […]

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Better identify small business opportunities

Discover – and fulfill – the hidden needs of your customers who own small businesses Capitalize on the potential to cross-sell opportunities for commercial services by identifying which of your customers may be linked with a small business. I can provide you with an expanded, 360-degree view of consumers who are also business owners or […]

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Strategic planning for 2021

Plan for 2021 with confidence As you strategically plan and budget for 2021, we’d like to remind you that Equifax provides clients with a wide range of solutions and capabilities beyond our traditional credit reports. As many of your peers in the industry have discovered, a Business Review is a great way for us to learn more […]

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38th Annual Golf Tournament

Wednesday, September 30, 2020 | Windyke Country Club 2020 Golf Tournament Join Confluent Strategies for the 38th Annual Jackson Memorial Classic Golf Tournament. Windyke Country Club 8535 Winchester Road Memphis, TN 38125 Tournament Schedule Check-In Starts at 7:30 am. Lunch will be provided. This year’s tournament will feature assigned tee times instead of a shotgun […]

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