Resources

Bring more consumers into view Start ahead with consumer-permissioned utility and telco data. To close this gap, you need a broader view of consumers. Consumer-permissioned utility and telco data from Equifax allows you access to payment histories from over 6,000 electric, natural gas, water, waste, cable, telecom, and internet providers.  Utility data has the power to […]

Rethinking lending & credit in a post-covid world The COVID-19 crisis has increased the need for digital lending platforms and processes more than any previous event. To respond to the needs of current borrowers and to serve the needs of future borrowers, banks and credit unions must simplify borrowing and provide more options for consumers […]

Stay in-the-know about your customers’ employment and income changes While there’s been recent improvement in the nation’s unemployment rate, layoffs don’t seem to be slowing down, according to Marianne Wanamaker, a labor economist at the University of Tennessee, Knoxville. This could mean your customers are experiencing a financial change you don’t know about yet.  Strengthen your existing […]

Better decisions start with a broader view Start ahead with consumer-permissioned data. Yet, many of these consumers exhibit financial responsibility by paying their bills on time. Consumer-permissioned data is financial information a consumer voluntarily consents access to, like utility and telecom payments or bank transaction records. Layering consumer-permissioned data sources on traditional credit data can move […]

Expanding data creates decisioning flexibility To make better risk assessments and lending decisions, you need a 360-degree view of someone’s financial profile. Because in reality, consumers are so much more than just credit-specific information. Start ahead with Equifax. Start strong with expanded data from Equifax. We put the credit file at the center of everything — […]

Plan for 2021 with confidence As you strategically plan and budget for 2021, we’d like to remind you that Equifax provides clients with a wide range of solutions and capabilities beyond our traditional credit reports. As many of your peers in the industry have discovered, a Business Review is a great way for us to learn more […]

How Banks and Credit Unions Must Prepare By Steve Cocheo, Executive Editor at The Financial Brand The COVID Slump is a very different recession. In some ways, it’s nobody’s fault. But an Accenture expert says that a careful balance is needed from lenders because it is possible for even a well-intentioned move to make the situation far […]

By Jim Marous, Co-Publisher of The Financial Brand, Owner/CEO of the Digital Banking Report and host of the Banking Transformed podcast. The COVID-19 crisis has increased the need for digital lending platforms and processes more than any previous event. To respond to the needs of current borrowers and to serve the needs of future borrowers, banks and credit unions must simplify borrowing […]

Schedule a Business Review to get the data you need. 2020 certainly threw us all a curveball (to say the least). As you look ahead to 2021, it’s critical to get an accurate picture of your current portfolio to ensure you’re utilizing the most relevant and targeted strategies to meet your goals and stay on […]

Demystifying the Technology Alphabet Soup A live question-and-answer session with Mathew Dragatsis, CEO and Founder of Radiant Solutions APIs… SDKs… SaaS… Rarely does an executive team meeting or board review pass today without mention of a custom technology or system integration need. How does one make sense of it all? In our Q&A with Mathew Dragatsis, […]