Resources

Sometimes lenders are the last to know when their customers are facing financial hardship. In light of the current economic climate, we strongly recommend gaining a comprehensive view into the credit profile of your customers with a Customer Portfolio Review℠ (CPR) so that you’re proactively minimizing risk exposure. A Customer Portfolio Review℠ delivers the power to proactively screen the accounts […]

Here is a basic summary of the credit scoring models available to date. Our industry and market experts can help you evaluate the best scoring model for your business to ensure you’re receiving a fast, reliable, and objective measure of credit risk.  FICO® Score Models FICO solutions can empower you to make smarter, personalized decisions, […]

Compliance-friendly third party wealth solution provides 75% accuracy WealthComplete HD identifies deposit growth cases without using protected class variables. Read use case. Reducing risk and increasing efficiency for digital mortgages with third party verifications Equifax’s Jennifer Henry discusses why reliable, third party data remains a vital piece of the mortgage process. Read More. Go digital to reach […]

Leverage our expertise with Equifax’s unique household economic data, innovative analytics, and technology to grow relationships with the right consumers and deliver great consumer experiences. While you have access to great data, we understand that it may be difficult to make that data usable to drive marketing campaign strategies, identify top prospects, connect with consumers […]

We understand that you are likely under pressure to not only maintain your current portfolio but also aggressively grow it in the new year.  That can be hard to do if you don’t have the highly detailed customer-level information you need to identify customers for your marketing efforts.  That’s something we can help you navigate. By […]

Many of our partners are looking to significantly strengthen their up-sell, cross-sell, and customer engagement strategies in 2021. If you too are looking to expand your portfolio, increase acquisition, and maximize your marketing results, I recommend including Prescreens from Equifax in your marketing strategy. Prescreens cut through the vast universe of consumers to help you identify prospects […]

Contactless and Self-Service are Here to Stay Now more than ever, consumers expect real, contactless experience. It is time to create those experiences the right way. It is time to listen to consumers and adapt business models to make self-service and contactless the first design option for your services. Not the last. Read more… Checklist: Marketing […]

Accommodations provided by the CARES Act are coming to an end, the U.S. is down 8 million jobs (AC Cutts & Associates), and average wage income is down 22% since March (Equifax, 2020).  With the added recent furloughs and layoffs, it’s clear that increasing the frequency and depth of account review is imperative to ensure […]

Many of our partners are now researching price-competitive credit scoring options for their business. Price increases, score fluctuations, and the ability to score thin credit files have creditors searching for an alternate credit score. If you, too, are considering a change, I recommend you consider VantageScore from Equifax. VantageScore is a predictive scoring model that leverages […]

Identify and reach prospective consumers with significant deposit potential Leverage an email prospecting list segmented by WealthComplete by Equifax to find opportunities using total household invested assets estimates. WealthComplete is best used for share of wallet opportunity analysis, asset allocation analysis, and targeting potential prospects in both offline and online applications. Take advantage of WealthComplete to: Better understand a consumer’s […]