Resources

In a time of uncertainty, lenders face increased challenges on two fronts: many of your customers will be hit by life-altering events that increase their risk, while more prime customers will be targeted by your competitors. Smart Alerts from Equifax provides the near real-time updates and up-to-date customer data you need to effectively assess risks […]

First things first: Let’s explain IXI. What are the IXI Network and IXI data? Through the exclusive IXI network of more than 95 leading financial institutions, we directly measure about $20 trillion in anonymous U.S. consumer assets and investments, representing over 45 percent of all U.S. consumer invested assets. Banks, brokerages, insurance companies, and direct-marketed […]

We recognize that internal compliance requirements can complicate your efforts when planning your investment and deposit gathering campaigns. You must be sure that the data you are using to identify high-asset and high-income consumers is both highly-targeted and compliant. To assist you in your efforts, Equifax makes it easier for you to use our market-leading […]

Sometimes lenders are the last to know when their customers are facing financial hardship. In light of the current economic climate, we strongly recommend gaining a comprehensive view into the credit profile of your customers with a Customer Portfolio Review℠ (CPR) so that you’re proactively minimizing risk exposure. A Customer Portfolio Review℠ delivers the power to proactively screen the accounts […]

Here is a basic summary of the credit scoring models available to date. Our industry and market experts can help you evaluate the best scoring model for your business to ensure you’re receiving a fast, reliable, and objective measure of credit risk.  FICO® Score Models FICO solutions can empower you to make smarter, personalized decisions, […]

Compliance-friendly third party wealth solution provides 75% accuracy WealthComplete HD identifies deposit growth cases without using protected class variables. Read use case. Reducing risk and increasing efficiency for digital mortgages with third party verifications Equifax’s Jennifer Henry discusses why reliable, third party data remains a vital piece of the mortgage process. Read More. Go digital to reach […]

Leverage our expertise with Equifax’s unique household economic data, innovative analytics, and technology to grow relationships with the right consumers and deliver great consumer experiences. While you have access to great data, we understand that it may be difficult to make that data usable to drive marketing campaign strategies, identify top prospects, connect with consumers […]

We understand that you are likely under pressure to not only maintain your current portfolio but also aggressively grow it in the new year.  That can be hard to do if you don’t have the highly detailed customer-level information you need to identify customers for your marketing efforts.  That’s something we can help you navigate. By […]

Many of our partners are looking to significantly strengthen their up-sell, cross-sell, and customer engagement strategies in 2021. If you too are looking to expand your portfolio, increase acquisition, and maximize your marketing results, I recommend including Prescreens from Equifax in your marketing strategy. Prescreens cut through the vast universe of consumers to help you identify prospects […]

Contactless and Self-Service are Here to Stay Now more than ever, consumers expect real, contactless experience. It is time to create those experiences the right way. It is time to listen to consumers and adapt business models to make self-service and contactless the first design option for your services. Not the last. Read more… Checklist: Marketing […]